Journal of European Economic History journal thumbnail
Volume:7, Issue: 3
Citations
11 Views
1 Downloads
Share this article
Useful Links
  • Frequently Asked Questions (FAQs)
Journal of European Economic History
2026, Volume:7, Issue: 3 : 390-400 doi: 10.61336/JEEH/23-3-26
Research Article
AI-Driven Financial Innovation and Digital Transformation in Healthcare: An Empirical Investigation of FinTech Adoption
 ,
1
Full Time PhD- Research Scholar, Department of commerce, PSG College of Arts & Science, Coimbatore.
2
Assistant Professor and Research Supervisor, Department of Commerce with Computer Applications, PSG College of Arts & Science, Coimbatore
Received
Aug. 1, 2026
Revised
Aug. 11, 2026
Accepted
Aug. 25, 2026
Published
Sept. 3, 2026
Abstract

Despite increasing evidence of artificial intelligence (AI) and financial technologies (FinTech) convergence being responsible for transforming financial and administrative processes, very little empirical studies have explored the impact of AI driven financial innovation towards FinTech adoptions and associated digital transformational initiatives by healthcare organizations. Therefore this paper investigates the impacts of AI-driven financial innovation on FinTech adoptions and subsequent digital transformations among multi-specialty hospitals in coimbatore city.Using a quantitative and cross sectional research approach we collect primary data from 300 employees and administration/financials personnel who are knowledgeable and experienced in digital financial technologies. Using partial least squares structural equation modelling technique results show that AI driven financial innovations significantly contribute to the FinTech adoptions (beta=0.55,p<0.001), while FinTech adoptions significantly contributed to digital transformations (beta=0.60,p<0.001). Further analysis suggests that AI driven financial innovations significantly impact digital transformation (direct beta=0.30, p=0.01). It further shows that fin-tech adoptions significantly mediated the relationship between AI driven financial innovations and digital transformation with a beta value of 0.33 (p<0.001) accounting for a variation account factor (VAF)=52%.Thus suggesting partial mediation. We conclude by asserting that integrating AI enabled financial capability with fintech applications significantly enhances healthcare organisations’ digital transformations. Hence leading to improved technology enabled financial operation in health care organizations.

Keywords
License
Copyright (c) Journal of European Economic History
Creative Commons Attribution License Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.
All papers should be submitted electronically. All submitted manuscripts must be original work that is not under submission at another journal or under consideration for publication in another form, such as a monograph or chapter of a book. Authors of submitted papers are obligated not to submit their paper for publication elsewhere until an editorial decision is rendered on their submission. Further, authors of accepted papers are prohibited from publishing the results in other publications that appear before the paper is published in the Journal unless they receive approval for doing so from the Editor-In-Chief.
J Euro Eco His open access articles are licensed under a Creative Commons Attribution-ShareAlike 4.0 International License. This license lets the audience to give appropriate credit, provide a link to the license, and indicate if changes were made and if they remix, transform, or build upon the material, they must distribute contributions under the same license as the original.
Recommended Articles
Research Article Open Access
Strategic Human Resource Management Through Artificial Intelligence: Evidence from Leading Smartphone Manufacturers
2026, Volume:7, Issue: 3 : 366-389
DOI: 10.61336/JEEH/23-3-25
Research Article Open Access
High Metacognition, Low Compensation: A SILL-Based Study of Language Learning Strategies among D.El.Ed. Trainees
2026, Volume:7, Issue: 3 : 313-320
DOI: 10.61336/JEEH/23-3-20
Research Article Open Access
Exploring the Influence of Family Position on 21st-Century 6Cs Competencies and Economic Preparedness among Secondary Level School Students
2026, Volume:7, Issue: 3 : 356-365
DOI: 10.61336/JEEH/23-3-24
Research Article Open Access
Developing an Integrated Employee Retention Framework for the Hospitality Industry: The Influence of Human Resource Management Practices, Perceived Organizational Support, Career Development Opportunities, and Employee Well-being through Employee Engagement
2026, Volume:7, Issue: 3 : 366-391
DOI: 10.61336/JEEH/23-3-25
© Copyright @Banco di Roma, Unless it otherwise mention
Email: support@unicredit-capitalia.eu